We have now accepted the insurance company's settlement offer. Although it only covers about 50% of the damages sustained during the lightning strike and other major expenses incurred, I decided it would be best to settle the matter. We sustained lightning strike damages and submitted our insurance claim some 15 months ago and it has been a major struggle to reach a settlement. Failing this, the next step would have been to issue summons and due to the substantial amounts involved, the matter would be heard in the High Supreme Court. This would be a extremely lengthy and very costly exercise - and probably with no clear winner at the end of the court case. So although we did not get everything we believe we should have, the settlement will go a long way towards getting the repairs done.